Protect Your Practice

Professional Liability Insurance, often referred to as Errors and Omissions (E&O) Insurance, helps protect professionals and organizations against claims alleging negligence, mistakes, omissions, or failure to perform professional services as expected.

Even when a claim is unfounded, legal defense costs can be significant. Professional liability coverage may help cover attorney fees, court costs, settlements, and other related expenses, depending on the policy.

CAAMP strongly encourages all members, whether operating an individual practice or a larger organization, to maintain appropriate professional liability insurance coverage.

Coverage may be available for professionals and organizations providing services such as:

• Anger Management Programs
• Social Services
• Community Mental Health Services
• Nonprofit Services
• Counseling and Related Services (subject to licensing and credential requirements)
• Educational and Coaching Programs
• Other Human Service Professions

Because insurance policies vary, members should carefully discuss the specific services they provide with an insurance representative to determine the most appropriate coverage for their practice.

Insurance Resources

The following companies may offer professional liability insurance products that could be relevant to CAAMP members:

• Hiscox Insurance
• biBERK
• CPH & Associates
• Farmers Business Insurance
• Simply Business
• Your local Small Business Development Center (SBDC) or business insurance provider

Disclaimer

CAAMP does not endorse, recommend, or guarantee any specific insurance carrier, policy, or coverage option. Members are responsible for evaluating their individual insurance needs and selecting the coverage that best fits their professional services and business operations.

CAAMP does, however, strongly encourage all members to carry adequate professional liability insurance as part of a responsible risk management strategy.